Financial Planning

Let’s talk about something that could save your family thousands in taxes over the years. Something surprisingly simple, yet often overlooked. Every year, you can give €3,000 to as many people as you like, completely tax-free. No forms to fill out. No Revenue knocking on your door. Just straightforward, legitimate tax planning that puts money…

The way we manage money is changing. Fast. Gone are the days when getting proper financial advice meant taking time off work, travelling into Dublin city centre, and sitting in a stuffy office discussing your pension over lukewarm tea. Today’s Irish professionals want something different—expert guidance that fits around their lives, not the other way…

Every year, Irish families pay millions in inheritance tax that could have been managed more effectively. With Capital Acquisitions Tax (CAT) charged at 33% on gifts or inheritances above certain thresholds, careful planning can make a significant difference in how much of your wealth passes to your beneficiaries. Whether you are a business owner planning…

We discuss the main areas which clients look for advice on when considering estate planning

Learn how bare trusts in Ireland work. A simple, tax-efficient way to transfer wealth to children while keeping future inheritance planning on track.

Learn how to reinvest maturing deposits and bonds in Ireland. Discover strategies using State Savings, funds, and deposits for better long-term returns.

Explore vital financial considerations when moving from the UK to Ireland, from tax and pensions to banking, currency, and dual taxation planning.

The fair deal scheme is a government financial support scheme where every person will make a contribution to the cost of their long-term case, based on their means with the state paying the balance.

A financial planner can be a vital resource in Ireland, providing valuable assistance in managing your financial future. By identifying realistic personal and financial goals, financial planners help you map out a path to achieve them. They assess your current financial health, examining your assets, liabilities, income, and personal expenditure. In times of economic uncertainty…

As a non-domiciled individual, there are several factors to consider before moving to or from Ireland. It is crucial to seek financial advice to ensure that your actions align with your personal circumstances.   Financial considerations when moving into Ireland Tax Residency Ireland uses both day-count tests and your center of vital interests to determine…

SIncome Protection is often likened to the adhesive that holds a financial portfolio together. The most profound setback to one’s financial situation is likely to stem from a loss of income, coupled with the challenge of replacing it. Without income protection in place, the whole financial plan will be built on sand. Regrettably, job loss…

We believe that the majority of individuals will benefit from financial advice as an advisor will ensure you structure your financial plan in the most effective way possible taking advantage of tax efficient investment structures and will continue to review and evaluate your ever changing goals to ensure you remain on track or whether action…

As part of general divorce proceedings, the court will review all assets of both parties.   The court has the responsibility to decide how a couple’s assets are to be divided, they must ensure that proper provision, having regard to the circumstances, is provided for each spouse, and not just for the applicant spouse.   What…

What has happened to my savings and investment accounts? UK financial institutions as well as UK-based advisory firms may not legally be able to continue to service these clients once a no-deal Brexit has come into effect. We are seeing many companies take a commercial view that they can continue to hold investments, however, the…

We’re now well into 2019 and we often find that the finances of our clients settle down a bit at this time of year. The madness of Christmas is behind us, and a lot of annual financial commitments have often come and gone at the start of the year. Spring is a good time to…

What will happen to your business in the event of your death?   “There are only two things certain in life: death and taxes”    With this in mind, business owners should have plans and strategies in place in the event of death during their working life to ensure both the business and/or the family left…

An estate consists of all the assets an individual owns at the time of death. These assets will be distributed in accordance with the persons will, trust or intestacy laws. Assets include property, investments, pensions, cash and cash equivalents. What is Capital Acquisitions Tax (CAT) in Ireland? This is the tax that is applied to…