Financial Planning

A financial planner can be a vital resource in Ireland, providing valuable assistance in managing your financial future. By identifying realistic personal and financial goals, financial planners help you map out a path to achieve them. They assess your current financial health, examining your assets, liabilities, income, and personal expenditure. In times of economic uncertainty…

As a non-domiciled individual, there are several factors to consider before moving to or from Ireland. It is crucial to seek financial advice to ensure that your actions align with your personal circumstances.   Financial considerations when moving into Ireland Tax Residency Ireland uses both day-count tests and your center of vital interests to determine…

We discuss the main areas which clients look for advice on when considering estate planning

The fair deal scheme is a government financial support scheme where every person will make a contribution to the cost of their long-term case, based on their means with the state paying the balance.

SIncome Protection is often likened to the adhesive that holds a financial portfolio together. The most profound setback to one’s financial situation is likely to stem from a loss of income, coupled with the challenge of replacing it. Without income protection in place, the whole financial plan will be built on sand. Regrettably, job loss…

We believe that the majority of individuals will benefit from financial advice as an advisor will ensure you structure your financial plan in the most effective way possible taking advantage of tax efficient investment structures and will continue to review and evaluate your ever changing goals to ensure you remain on track or whether action…

As part of general divorce proceedings, the court will review all assets of both parties.   The court has the responsibility to decide how a couple’s assets are to be divided, they must ensure that proper provision, having regard to the circumstances, is provided for each spouse, and not just for the applicant spouse.   What…

What has happened to my savings and investment accounts? UK financial institutions as well as UK-based advisory firms may not legally be able to continue to service these clients once a no-deal Brexit has come into effect. We are seeing many companies take a commercial view that they can continue to hold investments, however, the…

We’re now well into 2019 and we often find that the finances of our clients settle down a bit at this time of year. The madness of Christmas is behind us, and a lot of annual financial commitments have often come and gone at the start of the year. Spring is a good time to…

What will happen to your business in the event of your death?   “There are only two things certain in life: death and taxes”    With this in mind, business owners should have plans and strategies in place in the event of death during their working life to ensure both the business and/or the family left…

An estate consists of all the assets an individual owns at the time of death. These assets will be distributed in accordance with the persons will, trust or intestacy laws. Assets include property, investments, pensions, cash and cash equivalents. What is Capital Acquisitions Tax (CAT) in Ireland? This is the tax that is applied to…

What is Cash Flow Modelling? Cash flow modelling is an exercise we carry out for all our clients. We map your financial journey from today all the way to your expected mortality. and include all the various milestones and financial hurdles along the way. We can then calculate whether there will be shortfalls or gaps…

Experiencing a marriage breakdown is an emotionally challenging period, marked by the need to make significant life decisions concerning child custody, access arrangements, and living situations for each party. Often, relationships between the individuals involved become strained, leading to the necessity of addressing financial matters. This critical juncture involves navigating the complexities of asset division,…

We’re not trying to wish our lives away, but there is no doubt that our focus is starting to shift at this stage towards 2018. And as we approach the end of the current year, we’ve been thinking about how we can help our clients even more with all of their financial challenges. As part…

What is a Financial Advisor? Generally, a financial advisor will look at specific aspects of your finances and advise in relation to that, for example; if you go to an advisor looking to make an investment, they will then advise you on the most appropriate investment fund or if you wish to put in place…

At the end of April, we were delighted to host our colleagues who had travelled over from their offices in the UK and Europe to attend the Aisa / OpesFidelio annual conference.  At the conference, were a number of fund managers and platform specialists who were asked to speak, as well as other professionals within…