Financial Planning News
It's one of the biggest pension decisions you'll ever face. You have a defined benefit pension — a scheme that promises a guaranteed income for life — and someone is offering you a lump sum to walk away from it. Should you take the transfer value, or should you keep…
The terms "financial planner" and "financial advisor" are often used interchangeably in Ireland. Walk into most offices offering financial services and you'll hear both titles thrown around freely. But they're not the same thing — and the difference between a financial planner and a financial advisor matters more than you…
Tax planning isn’t some dark art reserved for accountants and the very wealthy. It’s simply about knowing what the Irish tax system already offers you, and actually using it. Most people leave money on the table every single year. Not because the reliefs are hidden, but because they never knew…
Your 60s should feel like the final stretch of a long race — not a sprint, but a purposeful cruise towards the finish line. The mortgage might be paid off or nearly there. The kids are (hopefully) standing on their own two feet. Your earnings are likely at their peak.…
Ever sat in a meeting with a financial advisor, nodded along, and privately thought: “I have absolutely no idea what that means”? You’re not alone. Investment jargon can feel like a foreign language — one designed to make you feel like you’re on the outside looking in. It doesn’t have…
There is much confusion over when an employee must retire. An employee can continue to work regardless of the normal retirement age of their pension scheme.
Markets are uncertain. That's not a warning — it's a permanent feature. There's always something to worry about. Trade wars, interest rate shifts, geopolitical crises, elections, inflation surprises, recessions that might or might not happen. The headlines change; the feeling of uncertainty doesn't. And yet, markets have delivered positive long-term…
Here’s a number that should make you sit up: Ireland’s state pension system faces a projected funding gap of hundreds of billions of euros over the coming decades. The Social Insurance Fund, which pays your State Pension, is expected to start running annual deficits from the mid-2030s. And by 2050,…
Key Takeaways Here’s something that doesn’t get said often enough in the expat financial world: the product you were sold may not be what’s best for you. That’s not a comfortable sentence, but it’s an honest one. For decades, offshore bonds were the go-to investment structure recommended to British expats.…
Money touches everything. Where you live, how you retire, whether your children get the education you want for them, how well you sleep at night. And yet most people navigate their financial life without a clear strategy — reacting to events rather than planning for them. At Opes Financial Planning,…
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CONTACT INFO
Opes Financial Planning Ltd
12, Parklands Office Park
Southern Cross Road
Bray, County Wicklow
Ireland, A98 WF95
We are conveniently located on the Southern Cross Road between Bray and Greystones which can be accessed via junction 7 of the N11.
This is ideal for servicing clients from the surrounding South Dublin, Wicklow and greater Leinster areas.
Directions:
Our office is situated 20kms south of Dublin, just beyond Bray in Co. Wicklow. Take the M50 southbound onto the N11 then take Exit 7, the Bray/Greystones exit and follow signs to Greystones. We are on the right near the end of the Southern Cross road leading from the N11 to the Greystones Rd.
OPES FINANCIAL PLANNING LIMITED
OPES FINANCIAL PLANNING LIMITED is regulated by the Central Bank of Ireland.
OPES FINANCIAL PLANNING LIMITED (Company No 456044)
Opes Financial Planning is a trademark used under licence.
