Financial Planning News

Should I Transfer My UK Pension to Ireland?

December 16, 2025

Ireland and the UK have always had a close relationship, with many Irish people often ending up working in the UK for long periods of time, thus building up ‘pension pots’ which still remain in the UK when they repatriate back to Ireland. Individuals are unaware of their options when…

Can I claim both UK and Irish State Pensions?

December 16, 2025

There are a lot of Irish people who have previously or are still working in the United Kingdom. While in employment, these individuals would have paid national insurance stamps which count towards a UK state pension entitlement.   UK State Pension Requirements Qualifying for the UK state pension depends on…

Financial Considerations When Moving from the UK to Ireland

December 16, 2025

Explore vital financial considerations when moving from the UK to Ireland, from tax and pensions to banking, currency, and dual taxation planning.

What Is the Difference Between a State Pension and a Private Pension in Ireland?

November 24, 2025

Planning for retirement in Ireland requires understanding two fundamental pension types: the state pension and private pensions. Whilst the state pension provides a baseline weekly payment, it might not be enough for a comfortable retirement. Most people need private pension arrangements to supplement their state pension and maintain their desired…

How Pensions Work in Ireland: A Complete Guide for 2026

November 21, 2025

Most people are surprised when they discover what their State Pension will actually cover. Whilst it serves as a solid starting point, the reality is that it’s unlikely to sustain anywhere near the lifestyle you’re used to. With the current State Pension qualifying age at 66 and typical payments falling…

Executive Pensions Are Ending in Ireland: What Business Owners Need to Know Before April 2026

November 14, 2025

If you’re an Irish business owner with an executive pension, you face a mandatory deadline of 22nd April 2026 to transition to a compliant alternative—or face your scheme being frozen. This isn’t scaremongering. It’s the reality created by new EU regulations that have fundamentally changed how pension schemes operate in…

Master Trust Pension: Ultimate Guide for Trustees and Employers in Ireland

October 31, 2025

If you’re a business owner, company director, or HR professional in Ireland, you’ve likely heard the term “master trust pension” more frequently over the past year. With auto-enrolment launching on 1 January 2026 and the April 2026 deadline for transitioning existing executive pensions, understanding master trusts has never been more…

Key Person Insurance Ireland: Complete Guide to Protecting Your Business from Critical Employee Loss

October 22, 2025

Every Irish business owner knows their company’s success depends on key people. While specific failure rates vary, many businesses face severe financial difficulties when they lose a critical employee, with potential impacts ranging from operational disruption to complete closure. With high replacement costs and recruitment timelines often stretching beyond six…

Should You Start a Pension or Pay Off Your Mortgage First?

October 15, 2025

If you’re an Irish professional with spare cash each month, you’re facing one of the most impactful financial decisions of your lifetime. Should you channel those extra euros towards your pension or use them to pay down your mortgage faster? Here’s the bottom line: For most Irish professionals earning between…

Am I Too Old or Young to Start a Pension? Complete Guide for Every Age

October 8, 2025

The truth about pension timing in Ireland: It’s never too early, rarely too late. If you’re wondering whether you’re the right age to start a pension in Ireland, you’re asking the wrong question. The real question is: how much are you losing by waiting another day? Here’s the reassuring truth:…

CONTACT INFO

Opes Financial Planning Ltd
12, Parklands Office Park
Southern Cross Road
Bray, County Wicklow
Ireland, A98 WF95

Tel: +353 (0)1 272 4130
Email: info@opesfp.ie

We are conveniently located on the Southern Cross Road between Bray and Greystones which can be accessed via junction 7 of the N11.

This is ideal for servicing clients from the surrounding South Dublin, Wicklow and greater Leinster areas.

 

Directions:

Our office is situated 20kms south of Dublin, just beyond Bray in Co. Wicklow. Take the M50 southbound onto the N11 then take Exit 7, the Bray/Greystones exit and follow signs to Greystones. We are on the right near the end of the Southern Cross road leading from the N11 to the Greystones Rd.

OPES FINANCIAL PLANNING LIMITED

OPES FINANCIAL PLANNING LIMITED is regulated by the Central Bank of Ireland.

OPES FINANCIAL PLANNING LIMITED (Company No 456044)

Opes Financial Planning is a trademark used under licence.