Financial Planning News
Retirement planning can feel like trying to steer a ship through fog. You know roughly where you want to end up, but there are currents, winds, and obstacles you can't see. Some things are firmly within your grasp. Others, frankly, aren't.Understanding what you can and can't control is the foundation…
Not even slightly. In fact, thinking about retirement in your 30s might be the sanest financial decision you ever make. It just doesn’t feel like it, not when you’re juggling rent or a mortgage, childcare costs, career uncertainty, and the general expense of being alive in Ireland right now. But…
A decade in investing is a long time. Long enough for a pandemic to crash and then revive markets in the space of five months. Long enough for passive funds to overtake active ones for the first time in history. Long enough for inflation to go from very low levels…
Here’s something that might surprise you: the most important part of a financial plan has nothing to do with pensions, investments, or insurance policies. It starts with a conversation. What do you actually want your life to look like? What keeps you up at night? What would change everything if…
If you've worked in the UK and built up a defined benefit pension, moving back to Ireland raises an obvious question: should you transfer your UK pension to Ireland, or leave it where it is? It's a question we hear regularly from clients who have worked in the UK and…
If you were unable to work tomorrow, not just for a week, but for six months or even a year, would your household cope financially? Most people insure their car, their home, and even their phone. Yet the very thing that pays for all of these, your ability to earn…
When people hear “financial planning,” they think pensions and spreadsheets, but that’s not really what it’s about. It’s about the life you want to live, and making sure your money actually supports it. Less stress about bills. More confidence in the future. The freedom to make choices because you want…
If you’ve moved from Canada (or are planning to) and you have a Tax-Free Savings Account (TFSA), it’s important to understand how living in Ireland affects your TFSA — especially the tax status of the account, contributions and withdrawals, and how Irish tax rules apply. What’s “tax-free” in Canada isn’t…
Divorce is never easy. The emotional weight of a relationship ending is enormous, and on top of that comes a tangle of financial decisions that will shape the rest of your life. Who keeps the family home? How are pensions divided? What about maintenance, debts, and joint accounts? Can you…
For individuals living in Ireland who have built up pension benefits in the UK, transferring those benefits can be complex. While there are several Qualifying Recognised Overseas Pension Scheme (QROPS) options available, not all offer the same level of long-term flexibility, tax certainty, or suitability for those intending to remain…
SIGN UP
CONTACT INFO
Opes Financial Planning Ltd
12, Parklands Office Park
Southern Cross Road
Bray, County Wicklow
Ireland, A98 WF95
We are conveniently located on the Southern Cross Road between Bray and Greystones which can be accessed via junction 7 of the N11.
This is ideal for servicing clients from the surrounding South Dublin, Wicklow and greater Leinster areas.
Directions:
Our office is situated 20kms south of Dublin, just beyond Bray in Co. Wicklow. Take the M50 southbound onto the N11 then take Exit 7, the Bray/Greystones exit and follow signs to Greystones. We are on the right near the end of the Southern Cross road leading from the N11 to the Greystones Rd.
OPES FINANCIAL PLANNING LIMITED
OPES FINANCIAL PLANNING LIMITED is regulated by the Central Bank of Ireland.
OPES FINANCIAL PLANNING LIMITED (Company No 456044)
Opes Financial Planning is a trademark used under licence.
